Recognize that most fatalities in urban areas are with various "issues" that most reading this web site do not have. Examples would be wrong-way riding, riding at night without lights or reflectors, and impaired riding. These folks are riding bikes because they have no alternative. They are not thinking about safety in the way folks commenting on these numbers are. The danger to experienced road riders is MUCH lower.
At least one of the studies cited dealt specifically with bike "commuters" and not the general population. It had a similar ranking of cities as the other lists. I know of several biking accidents in my home town in the last five years in which someone was seriously injured, one of which resulted in a fatality. All were car vs. biker except one which was bike vs bike (I was a witness to that one). All were "experienced" bikers (road riders) and not people riding bikes because they had no other alternative. No one was impaired. All were broad daylight. Almost all were at intersections. But it was clear from the two that I personally witnessed, not all bikers were thinking about safety (nor were the car drivers). So I think it is incredibly disingenuous to imply that the fatalities are not representative of the general biking community or the "typical" biker, even though my city is not on the list.
I have had more incidents with cars on my bike than I have on my motorcycle. One thing I have experience multiple times on my bike (and not on my motorcycle) is animosity from the car driver or passenger(s) towards me (not that it doesn't happen to others). I've been run off the road and to the ground twice (one was clearly intentional, the other time I'm not sure), I've been yelled at several times, and one time I had a driver swerve into the
clearly marked bike lane so the passenger could take a swipe at my handlebars when I was going down hill at over 20mph.
Ride like no one sees you. Heck, people don't see police cars with flashing lights on the side of the road, so what chance do we have?