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"I don't race, but this would seem to be the thing to do, esp. if your team did a lot of work to get/keep you in the front. I seem to recall that Lance gives all his prize money to the team during the TDF."

In professional races, the prize money goes to the team not the individual rider. Rider contracts specify how the prize money is distributed. Lance (and most other Tour winners) returned his share of the prize money to the other riders. Lance then chose to double each rider's share out of his own pocket.

Amateur teams can do whatever they choose. There's no single accepted way to handle it. The smart teams, though, spell out how prizes are handled before the start of the season."
 
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