OK. I'm getting ready to whip out the Visa and order a Windsor The Hour from BD. I have a couple of questions and observations since I have your attention. How are you guys mounting a rear fender without the chain stay bridge? I have noticed that most bikes in this price range have the same lack of a bridge. Why spec the rack braze ons and leave off the bridge? Seems a little goofy to me. I also don't like the idea of not being able to choose between a quill and threadless stem. I am planning on putting a cog on the freewheel and front brakes until I get more comfortable with using it as a fixie. Are the lock rings standard 1.29 X 24? Are the chains 3/32 or 1/8? One more. Is the front brake hole made for a standard road bike recessed bolt ? I know I can get most of this answered from BD but thought I would check with real world people first. Besides I can't find a phone number for them.